HUMM GROUP LIMITED (HUM)
Share Price Analysis and Chart

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HUM

HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 13.35
Index: ALL-ORDS

Humm Group provides consumer finance, credit cards and point-of-sale payment plans, alongside equipment finance and leasing for businesses in Australia and overseas markets.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.485

05 Nov
2026

0.000

OPEN

$0.48

0.000

HIGH

$0.51

12,516,125

LOW

$0.48

TARGET
$0.70 44.3% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
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FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY25
Actual		 FY26
Actual		 FY27
Forecast		 FY28
Forecast
EPS (cps) xxx 3.2 5.8 xxx
DPS (cps) xxx 2.0 2.3 xxx
EPS Growth xxx - 55.1% 81.8% xxx
DPS Growth xxx 0.0% 15.0% xxx
PE Ratio xxx N/A 8.3 xxx
Dividend Yield xxx N/A 4.8% xxx
Div Pay Ratio(%) xxx 62.7% 39.7% xxx

Dividend yield today if purchased 3 years ago: 4.65%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 4.17

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 31/08 - ex-div 0.50c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202120222023202420252026
EPS Basic xxxxxxxxxxxxxxx3.2
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx634.4 M
Book Value Per Share xxxxxxxxxxxxxxx106.2
Net Operating Cash Flow xxxxxxxxxxxxxxx92.0 M
Net Profit Margin xxxxxxxxxxxxxxx2.47 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202120222023202420252026
Return on Capital Employed xxxxxxxxxxxxxxx3.02 %
Return on Invested Capital xxxxxxxxxxxxxxx0.43 %
Return on Assets xxxxxxxxxxxxxxx0.30 %
Return on Equity xxxxxxxxxxxxxxx3.02 %
Return on Total Capital xxxxxxxxxxxxxxx6.20 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx83.3 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202120222023202420252026
Short-Term Debt xxxxxxxxxxxxxxx1,332 M
Long Term Debt xxxxxxxxxxxxxxx3,119 M
Total Debt xxxxxxxxxxxxxxx4,450 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx247 M
Price To Book Value xxxxxxxxxxxxxxx0.44

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202120222023202420252026
Capex xxxxxxxxxxxxxxx22.5 M
Capex % of Sales xxxxxxxxxxxxxxx3.55 %
Cost of Goods Sold xxxxxxxxxxxxxxx44 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx275 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,467 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

15/10/2026

1

Buy

$0.70

44.33%

Ord Minnett was encouraged by the underlying FY26 performance of Humm Group as credit losses were controlled and commercial momentum improved. Against a backdrop of higher interest rates, earnings forecasts are trimmed by -4%-9% over FY27-FY29.

An attractive risk/reward is envisaged for patient investors and the broker retains a Buy rating, reducing the target to $0.70 from $0.75.

FORECAST
Ord Minnett forecasts a full year FY27 dividend of 2.30 cents and EPS of 5.80 cents.
Ord Minnett forecasts a full year FY28 dividend of 2.30 cents and EPS of 7.00 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

07/11/2026

1

Buy

$0.80

64.95%

Shaw and Partners maintains a Buy rating for Humm Group with a $0.80 target price following a solid September quarter operating performance featuring 12.6% commercial volume growth.

Closing commercial assets under management reached $3.4bn alongside consumer assets of $1.9bn, tracking closely with first-half projections.

The analyst leaves earnings projections unchanged, noting the recently announced exit from the Canadian market removes a historical overhang and should stem anticipated operating losses.

Operating momentum and diminishing one-off charges position the company for nearly 40% cash net profit after tax growth in FY27.

The stock appears undervalued to the broker, trading below net tangible assets on an FY27 price-earnings multiple of 5.5x compared to the 7.4x small-cap financials sector average.

FORECAST
Shaw and Partners forecasts a full year FY27 dividend of 2.80 cents and EPS of 8.60 cents.
Shaw and Partners forecasts a full year FY28 dividend of 3.70 cents and EPS of 10.50 cents.
Access Extra Coverage Research History >

HUM STOCK CHART

FNArena News on HUM

1
Australian Broker Call *Extra* Edition – Sep 01, 2026

Sep 01 2026 - Daily Market Reports
2
FNArena Corporate Results Monitor – 26-08-2026

Aug 26 2026 - Australia
3
Next Week At A Glance – 6-10 Jul 2026

Jul 03 2026 - Weekly Reports
4
Next Week At A Glance – 29 June-3 Jul 2026

Jun 26 2026 - Weekly Reports
5
Australian Broker Call *Extra* Edition – May 28, 2026

May 28 2026 - Daily Market Reports

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