JUDO CAPITAL HOLDINGS LIMITED (JDO)
Share Price Analysis and Chart

Enter the company code or Name for stock analysis:

JDO

JDO - JUDO CAPITAL HOLDINGS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Banks
Debt/EBITDA: N/A
Index: ASX200 | ASX300 | ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.79

22 Aug
2025

-0.030

OPEN

$1.82

-1.65%

HIGH

$1.85

3,823,283

LOW

$1.79

TARGET
$2.057 14.9% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
JDO: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 7.8 10.8 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx 22.8% 39.7% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 16.5 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 20202021202220232024
EPS Basic xxxxxxxxxxxx6.3
DPS All xxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxx921.0 M
Book Value Per Share xxxxxxxxxxxx141.1
Net Operating Cash Flow xxxxxxxxxxxx197.8 M
Net Profit Margin xxxxxxxxxxxx7.59 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 20202021202220232024
Return on Capital Employed xxxxxxxxxxxx4.60 %
Return on Invested Capital xxxxxxxxxxxx2.19 %
Return on Assets xxxxxxxxxxxx0.55 %
Return on Equity xxxxxxxxxxxx4.60 %
Return on Total Capital xxxxxxxxxxxx1.96 %
Free Cash Flow ex dividends xxxxxxxxxxxx195.4 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 20202021202220232024
Short-Term Debt xxxxxxxxxxxx966 M
Long Term Debt xxxxxxxxxxxx2,182 M
Total Debt xxxxxxxxxxxx3,147 M
Goodwill - Gross xxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxx777 M
Price To Book Value xxxxxxxxxxxx0.89

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 20202021202220232024
Capex xxxxxxxxxxxx25.4 M
Capex % of Sales xxxxxxxxxxxx2.76 %
Cost of Goods Sold xxxxxxxxxxxx-
Selling, General & Admin. Exp & Other xxxxxxxxxxxx79 M
Research & Development xxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxx1,610 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.8

No. Of Recommendations

6
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Morgans

xx/xx/xxxx

2

xxxxxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Macquarie

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Citi

xx/xx/xxxx

3

xxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

UBS

20/08/2025

1

Buy

$2.20

22.91%

Judo Capital's FY25 result was in line, featuring a strong fourth quarter, notably on lending growth, UBS suggests, but also benefitting substantially from positive jaws in the second half.

Operationally, Judo is tracking in line with expectations, and UBS remains constructive around the investment case and long term growth potential.

For a stock with an expected compound annual earnings growth rate of 36% over the next three years versus 2% for the sector, Judo should trade closer to 25x PE, reflecting a scarcity premium around growth in both global banks and the ASX200, in UBS' view.

Buy and $2.20 target retained.

FORECAST
UBS forecasts a full year FY26 dividend of 0.00 cents and EPS of 10.00 cents.
UBS forecasts a full year FY27 dividend of 2.00 cents and EPS of 14.00 cents.

Morgan Stanley

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Jarden

20/08/2025

1

Buy

$2.40

34.08%

Judo Capital continues to execute on its SME banking strategy, highlights Jarden. Product innovation is noted, with a new savings product launching in 2H26, enhancements to working capital, and the initiation of a $109m warehouse facility.

Second half profit of $46m was up 11% half-on-half and 90% year-on-year, slightly above consensus. FY25 profit was $86m, up 24% year-on-year. Net interest income (NII) rose 11% to $214m, with the net interest margin (NIM) at 3.04% but dipping to 2.93% in June.

Deposits grew 10% and loans 7%, while costs fell -8%, lowering the cost-to-income ratio to 47.9%, highlight the analysts.

Asset quality showed some pressure, notes the broker with bad debts at -80bps of loans and stress in hospitality and retail.

FY26 guidance includes loans of $14.2-14.7bn, NIM of 3.0-3.1%, cost-to-income ratio below 50%, and profit of $180-190m in FY26, implying 43-51% growth.

Jarden maintains a Buy rating and a $2.40 target price.

FORECAST
Jarden forecasts a full year FY26 dividend of 0.00 cents and EPS of 10.80 cents.
Jarden forecasts a full year FY27 dividend of 0.00 cents and EPS of 16.60 cents.
Access Extra Coverage Research History >

JDO STOCK CHART

FNArena News on JDO

1
Australian Broker Call *Extra* Edition – Aug 21, 2025

Aug 21 2025 - Daily Market Reports
2
FNArena Corporate Results Monitor – 20-08-2025

Aug 20 2025 - Australia
3
June In Review: Another Double-Digit Year

Jul 03 2025 - Australia
4
Judo Capital Adds New Avenues For Growth

Jun 12 2025 - Small Caps
5
Weekly Ratings, Targets, Forecast Changes – 06-06-25

Jun 10 2025 - Weekly Reports

Latest Business & Consumer Credit News

1
Findi Seeks To Conquer India’s Potential

Jun 12 2025 - Small Caps
2
Judo Capital Adds New Avenues For Growth

Jun 12 2025 - Small Caps
3
Judo Capital’s Q3 Disappointment Hurts

May 07 2025 - Small Caps
4
Zip Co Shares To Continue Uptrend

Nov 26 2024 - Technicals
5
Are SmartPay & Tyro Private Equity Targets?

Oct 23 2024 - Small Caps
6
COG Financial Services Screens ‘Too Cheap’

Oct 18 2024 - Small Caps
7
Strong Growth Prospects For Judo Capital

Oct 11 2024 - Small Caps
8
Is Judo Capital Too Ambitious?

Aug 22 2024 - Small Caps
9
Zip Co, The Lazarus Of BNPL

Jul 05 2024 - Small Caps
10
Judo Answers The Critics

Jan 24 2024 - Small Caps