EARLYPAY LIMITED (EPY)
Share Price Analysis and Chart

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EPY - EARLYPAY LIMITED

FNArena Sector : Business & Consumer Credit

Year End: June

GICS Industry Group : Commercial & Professional Services

Debt/EBITDA: 9.3

Index:

LAST PRICE	CHANGE +/-	CHANGE %	VOLUME
$0.225 24 Mar 2025	0.005 OPEN $0.22	2.27% HIGH $0.23	217,249 LOW $0.21

LAST PRICE

CHANGE +/-

CHANGE %

VOLUME

$0.225

24 Mar
2025

0.005

OPEN

$0.22

2.27%

HIGH

$0.23

217,249

LOW

$0.21

TARGET

$0.30

33.3% upside

OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . FSA . HUM . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .

FNARENA'S MARKET CONSENSUS FORECASTS

Title	FY23 Actual	FY24 Actual	FY25 Forecast	FY26 Forecast
EPS (cps)	xxx	0.9	2.0	xxx
DPS (cps)	xxx	0.2	0.8	xxx
EPS Growth	xxx	N/A	100.0%	xxx
DPS Growth	xxx	N/A	100.0%	xxx
PE Ratio	xxx	N/A	11.3	xxx
Dividend Yield	xxx	N/A	3.6%	xxx
Div Pay Ratio(%)	xxx	17.4%	40.0%	xxx

Dividend yield today if purchased 3 years ago: 0.31%

DIVIDEND YIELD CALCULATOR

Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 15/09 - ex-div 1.8c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD

Copyright © 2025 FactSet UK Limited. All rights reserved

Title	2019	2020	2021	2022	2023	2024
EPS Basic	xxx	xxx	xxx	xxx	xxx	0.9
DPS All	xxx	xxx	xxx	xxx	xxx	0.2
Sales/Revenue	xxx	xxx	xxx	xxx	xxx	54.3 M
Book Value Per Share	xxx	xxx	xxx	xxx	xxx	26.6
Net Operating Cash Flow	xxx	xxx	xxx	xxx	xxx	9.3 M
Net Profit Margin	xxx	xxx	xxx	xxx	xxx	4.51 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title	2019	2020	2021	2022	2023	2024
Return on Capital Employed	xxx	xxx	xxx	xxx	xxx	3.35 %
Return on Invested Capital	xxx	xxx	xxx	xxx	xxx	1.33 %
Return on Assets	xxx	xxx	xxx	xxx	xxx	0.73 %
Return on Equity	xxx	xxx	xxx	xxx	xxx	3.35 %
Return on Total Capital	xxx	xxx	xxx	xxx	xxx	6.88 %
Free Cash Flow ex dividends	xxx	xxx	xxx	xxx	xxx	9.1 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title	2019	2020	2021	2022	2023	2024
Short-Term Debt	xxx	xxx	xxx	xxx	xxx	158 M
Long Term Debt	xxx	xxx	xxx	xxx	xxx	79 M
Total Debt	xxx	xxx	xxx	xxx	xxx	237 M
Goodwill - Gross	xxx	xxx	xxx	xxx	xxx	28 M
Cash & Equivalents - Generic	xxx	xxx	xxx	xxx	xxx	40 M
Price To Book Value	xxx	xxx	xxx	xxx	xxx	0.66

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title	2019	2020	2021	2022	2023	2024
Capex	xxx	xxx	xxx	xxx	xxx	1.1 M
Capex % of Sales	xxx	xxx	xxx	xxx	xxx	2.02 %
Cost of Goods Sold	xxx	xxx	xxx	xxx	xxx	19 M
Selling, General & Admin. Exp & Other	xxx	xxx	xxx	xxx	xxx	13 M
Research & Development	xxx	xxx	xxx	xxx	xxx	-
Investments - Total	xxx	xxx	xxx	xxx	xxx	0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
EXTRA COVERAGE

EXPERT VIEWS

Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

BROKER	DATE	RATING	RECOMMENDATION	TARGET PRICE	% TO REACH TARGET	COMMENTARY
Morgans	04/03/2025	1	Add	$0.30	33.33%	EarlyPay delivered first half underlying net profit of $2.6m and reaffirmed FY25 underlying net profit guidance of $6m. Morgans notes the stronger balance sheet and improvement in the earnings quality. With operating improvements in place, the group now needs to execute, and FY26 is expected to benefit materially from operating leverage. The broker forecasts net profit growing to $8.2m in FY26. Add maintained. Target edges up to $0.30 from $0.29. FORECAST Morgans forecasts a full year FY25 dividend of 0.80 cents and EPS of 2.00 cents. Morgans forecasts a full year FY26 dividend of 1.50 cents and EPS of 3.00 cents.

BROKER

DATE

RATING

RECOMMENDATION

TARGET PRICE

% TO REACH TARGET

COMMENTARY

Morgans

04/03/2025

Add

$0.30

33.33%

EarlyPay delivered first half underlying net profit of $2.6m and reaffirmed FY25 underlying net profit guidance of $6m. Morgans notes the stronger balance sheet and improvement in the earnings quality.

With operating improvements in place, the group now needs to execute, and FY26 is expected to benefit materially from operating leverage. The broker forecasts net profit growing to $8.2m in FY26. Add maintained. Target edges up to $0.30 from $0.29.

FORECAST
Morgans forecasts a full year FY25 dividend of 0.80 cents and EPS of 2.00 cents.
Morgans forecasts a full year FY26 dividend of 1.50 cents and EPS of 3.00 cents.

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EXTRA COVERAGE

Display All Commentary

No. Of Recommendations

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER	DATE	RATING	RECOMMENDATION	TARGET PRICE	% TO REACH TARGET	COMMENTARY

Access Extra Coverage Research History >

EPY STOCK CHART

FNArena News on EPY

1	FNArena Corporate Results Monitor – 05-03-2025 Mar 05 2025 - Australia

2	Next Week At A Glance – 27-31 Jan 2025 Jan 24 2025 - Weekly Reports

3	FNArena Corporate Results Monitor – 28-08-2024 Aug 28 2024 - Australia

4	FNArena Corporate Results Monitor – 29-02-2024 Feb 29 2024 - Australia

5	FNArena Corporate Results Monitor – 30-08-2023 Aug 30 2023 - Australia

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Dividend Yield Today On Last Actual Payout :	0.68
Estimated Dividend Growth (Average Of Past Three Years)	%
Amount Invested	$
Tell Me The Dividend After This Many Years

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EARLYPAY LIMITED (EPY)
Share Price Analysis and Chart