ZIP CO LIMITED (ZIP)
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ZIP

ZIP - ZIP CO LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : NONE
Debt/EBITDA: 26.34
Index: ASX200 | ASX300 | ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$3.01

20 Jan
2026

-0.050

OPEN

$3.05

-1.63%

HIGH

$3.07

11,693,471

LOW

$2.94

TARGET
$4.938 64.0% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SVR . TYR . WZR . XYZ .
FNARENA'S MARKET CONSENSUS FORECASTS
ZIP: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 6.2 8.4 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx 100.0% 34.7% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 34.5 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx6.2
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx1,081.1 M
Book Value Per Share xxxxxxxxxxxxxxx54.9
Net Operating Cash Flow xxxxxxxxxxxxxxx-49.8 M
Net Profit Margin xxxxxxxxxxxxxxx7.39 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx14.42 %
Return on Invested Capital xxxxxxxxxxxxxxx2.68 %
Return on Assets xxxxxxxxxxxxxxx2.38 %
Return on Equity xxxxxxxxxxxxxxx14.42 %
Return on Total Capital xxxxxxxxxxxxxxx0.90 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-51.4 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx0 M
Long Term Debt xxxxxxxxxxxxxxx2,424 M
Total Debt xxxxxxxxxxxxxxx2,424 M
Goodwill - Gross xxxxxxxxxxxxxxx212 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx396 M
Price To Book Value xxxxxxxxxxxxxxx5.59

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx19.5 M
Capex % of Sales xxxxxxxxxxxxxxx1.80 %
Cost of Goods Sold xxxxxxxxxxxxxxx474 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx581 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

4
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

UBS

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Citi

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Macquarie

17/12/2025

1

Outperform

$4.85

61.13%

Macquarie continues to like Zip Co post a review of its unit economics across take rate, credit losses, funding costs and transaction data, with a credit loss payback of around 116 days for the US segment.

The latest data shows robust total transaction value growth and a slowing take rate due to growth in the US segment mix for expected double-digit revenue growth.

The analyst also states net transaction margin is in the range of 3.8%-4.2%, which aligns with guidance, and the stability underlies the better funding costs and higher loan losses as a percentage of total transaction value.

There are no changes to the broker's forecasts with Macquarie continuing to like Zip's speedy growth, accelerating product adoption, better customer engagement, digital product innovation and merchant expansion.

Outperform rated with a $4.85 target.

FORECAST
Macquarie forecasts a full year FY26 dividend of 0.00 cents and EPS of 8.40 cents.
Macquarie forecasts a full year FY27 dividend of 0.00 cents and EPS of 13.10 cents.

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

ZIP STOCK CHART

FNArena News on ZIP

1
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Jan 15 2026 - Rudi's View
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Nov 13 2025 - Rudi's View

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