ZIP CO LIMITED (ZIP)
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ZIP

ZIP - ZIP CO LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : NONE
Debt/EBITDA: 26.34
Index: ASX200 | ASX300 | ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$4.55

18 Sep
2025

0.100

OPEN

$4.49

2.25%

HIGH

$4.59

7,111,225

LOW

$4.41

TARGET
$4.783

+0.25 change from previous day

 5.1% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ .
FNARENA'S MARKET CONSENSUS FORECASTS
ZIP: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 6.2 6.2 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx 100.0% 0.0% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 75.8 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx6.2
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx1,081.1 M
Book Value Per Share xxxxxxxxxxxxxxx54.9
Net Operating Cash Flow xxxxxxxxxxxxxxx-49.8 M
Net Profit Margin xxxxxxxxxxxxxxx7.39 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx14.42 %
Return on Invested Capital xxxxxxxxxxxxxxx2.68 %
Return on Assets xxxxxxxxxxxxxxx2.38 %
Return on Equity xxxxxxxxxxxxxxx14.42 %
Return on Total Capital xxxxxxxxxxxxxxx0.90 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-51.4 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx0 M
Long Term Debt xxxxxxxxxxxxxxx2,424 M
Total Debt xxxxxxxxxxxxxxx2,424 M
Goodwill - Gross xxxxxxxxxxxxxxx212 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx396 M
Price To Book Value xxxxxxxxxxxxxxx5.59

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx19.5 M
Capex % of Sales xxxxxxxxxxxxxxx1.80 %
Cost of Goods Sold xxxxxxxxxxxxxxx474 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx581 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

3
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

UBS

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Citi

09/09/2025

1

Buy

$4.50

-1.10%

Zip Co’s August performance was stronger than expected by Citi, with app downloads accelerating and monthly active users reaching a record high.

Total app sessions rose 43% year-on-year in August, suggesting to the broker healthy customer activity and supporting total transaction value growth.

US app downloads increased 13% month-on-month and 24% year-on-year, highlight the analysts, representing the second strongest month since January 2023.

Monthly active users (MAU) were up 21% year-on-year and 17% month-on-month, while growth in Pay in 4 slowed to 19% year-on-year in the June quarter as competition from Sezzle’s On-Demand product gained traction.

Citi believes the launch of Pay in 2 should drive higher purchase frequency and repeat usage, potentially accretive for near-term margins. 

The broker retains a Buy rating and $4.50 target.

FORECAST
Citi forecasts a full year FY26 dividend of 0.00 cents and EPS of 8.50 cents.
Citi forecasts a full year FY27 dividend of 0.00 cents and EPS of 12.30 cents.

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

ZIP STOCK CHART

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