CREDIT CORP GROUP LIMITED (CCP)
Share Price Analysis and Chart

Enter the company code or Name for stock analysis:

CCP

CCP - CREDIT CORP GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 2.08
Index: ASX200 | ASX300 | ALL-ORDS

Credit Corp is an Australian company that purchases and collects debt ledgers in Australia, New Zealand and the US. It also provides online consumer finance. Founded in 1992, it listed in 2000.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$16.51

27 Aug
2025

-0.090

OPEN

$16.66

-0.54%

HIGH

$16.92

290,311

LOW

$16.26

TARGET
$19.865 20.3% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CGR . COG . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
CCP: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 138.2 154.2 xxx
DPS (cps) xxx 68.0 77.5 xxx
EPS Growth xxx 85.6% 11.5% xxx
DPS Growth xxx 78.9% 14.0% xxx
PE Ratio xxx N/A 10.6 xxx
Dividend Yield xxx N/A 4.7% xxx
Div Pay Ratio(%) xxx 49.2% 50.3% xxx

Dividend yield today if purchased 3 years ago: 3.35%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 4.17

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 16/09 - ex-div 23c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx138.2
DPS All xxxxxxxxxxxxxxx68.0
Sales/Revenue xxxxxxxxxxxxxxx545.6 M
Book Value Per Share xxxxxxxxxxxxxxx1,307.9
Net Operating Cash Flow xxxxxxxxxxxxxxx137.3 M
Net Profit Margin xxxxxxxxxxxxxxx17.24 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx10.97 %
Return on Invested Capital xxxxxxxxxxxxxxx7.40 %
Return on Assets xxxxxxxxxxxxxxx6.91 %
Return on Equity xxxxxxxxxxxxxxx10.97 %
Return on Total Capital xxxxxxxxxxxxxxx10.47 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx98.4 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx6 M
Long Term Debt xxxxxxxxxxxxxxx419 M
Total Debt xxxxxxxxxxxxxxx424 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx48 M
Price To Book Value xxxxxxxxxxxxxxx1.03

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx1.5 M
Capex % of Sales xxxxxxxxxxxxxxx0.27 %
Cost of Goods Sold xxxxxxxxxxxxxxx100 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx250 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx184 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.5

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

xx/xx/xxxx

3

xxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Morgans

06/08/2025

1

Buy

$21.50

30.22%

Morgans notes Credit Corp's FY25 result came in line with expectations and the highlight was higher-than-expected net profit guidance for FY26 and growth in the US Purchased Debt Ledger (PDL) segment.

The company has secured a pipeline of $164m for US PDL and is targeting $200-300m vs $148.5m in FY25. Growth in the Australia/NZ PDL segment earnings is expected to be steady as volume headwinds are expected to be offset by cost efficiences.

The broker lifted FY26 net profit forecast by 0.9% and FY27 by 2.4%. Buy. Target rises to $21.50 from $20.50 on increased confidence in the US business.

FORECAST
Morgans forecasts a full year FY26 dividend of 78.00 cents and EPS of 154.00 cents.
Morgans forecasts a full year FY27 dividend of 86.00 cents and EPS of 170.00 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Canaccord Genuity

07/08/2025

1

Buy

$21.60

30.83%

Canaccord Genuity notes Credit Corp's FY25 result eased investor concerns around US operational performance and near-term earnings growth.

The bigger positive was a clearer path forward, with higher secured pipeline for the US purchased debt ledger segment, improved productivity and scope to grow new/emerging lending products.

Minor changes to forecasts but target price rises to $21.60 from $20.60 on a rollover of valuation methodology.

Buy maintained.

FORECAST
Canaccord Genuity forecasts a full year FY26 dividend of 77.00 cents and EPS of 154.00 cents.
Canaccord Genuity forecasts a full year FY27 dividend of 85.00 cents and EPS of 170.00 cents.
Access Extra Coverage Research History >

CCP STOCK CHART

FNArena News on CCP

1
Rudi’s View: BlueScope Steel, IGO, GrainCorp, Pilbara Minerals, Santos & More

Aug 14 2025 - Rudi's View
2
Australian Broker Call *Extra* Edition – Aug 13, 2025

Aug 13 2025 - Daily Market Reports
3
Rudi’s View: AI Updates, Hot Favourites & First August Results

Aug 07 2025 - Rudi's View
4
Australian Broker Call *Extra* Edition – Aug 07, 2025

Aug 07 2025 - Daily Market Reports
5
FNArena Corporate Results Monitor – 06-08-2025

Aug 06 2025 - Australia

Latest Business & Consumer Credit News

1
Findi Seeks To Conquer India’s Potential

Jun 12 2025 - Small Caps
2
Judo Capital Adds New Avenues For Growth

Jun 12 2025 - Small Caps
3
Judo Capital’s Q3 Disappointment Hurts

May 07 2025 - Small Caps
4
Zip Co Shares To Continue Uptrend

Nov 26 2024 - Technicals
5
Are SmartPay & Tyro Private Equity Targets?

Oct 23 2024 - Small Caps
6
COG Financial Services Screens ‘Too Cheap’

Oct 18 2024 - Small Caps
7
Strong Growth Prospects For Judo Capital

Oct 11 2024 - Small Caps
8
Is Judo Capital Too Ambitious?

Aug 22 2024 - Small Caps
9
Zip Co, The Lazarus Of BNPL

Jul 05 2024 - Small Caps
10
Judo Answers The Critics

Jan 24 2024 - Small Caps