EML PAYMENTS LIMITED (EML)
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EML

EML - EML PAYMENTS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 3.19
Index: ALL-ORDS | ALL-TECH

EML Payments is a global provider of payment solutions, including gift card programs, pre-paid debit cards and salary packaging products. Listing in 2006 as Adept Solutions, it adopted the current name in 2016.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.015

07 Oct
2025

0.035

OPEN

$0.98

3.57%

HIGH

$1.03

993,770

LOW

$0.98

OTHER COMPANIES IN THE SAME SECTOR
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FNARENA'S MARKET CONSENSUS FORECASTS

- No Record -

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx-14.5
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx228.5 M
Book Value Per Share xxxxxxxxxxxxxxx38.3
Net Operating Cash Flow xxxxxxxxxxxxxxx104.1 M
Net Profit Margin xxxxxxxxxxxxxxx-23.17 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx-34.67 %
Return on Invested Capital xxxxxxxxxxxxxxx-31.21 %
Return on Assets xxxxxxxxxxxxxxx-2.05 %
Return on Equity xxxxxxxxxxxxxxx-34.67 %
Return on Total Capital xxxxxxxxxxxxxxx0.75 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx103.7 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx23 M
Long Term Debt xxxxxxxxxxxxxxx31 M
Total Debt xxxxxxxxxxxxxxx54 M
Goodwill - Gross xxxxxxxxxxxxxxx315 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx59 M
Price To Book Value xxxxxxxxxxxxxxx3.04

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx12.8 M
Capex % of Sales xxxxxxxxxxxxxxx5.59 %
Cost of Goods Sold xxxxxxxxxxxxxxx70 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx156 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx514 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

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Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

0
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

2

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Petra Capital

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Canaccord Genuity

02/09/2025

1

Buy

$1.80

77.34%

EML Payments' FY25 revenue of $222m met Canaccord Genuity's forecast, while EBITDA of $58.7m beat the $57.3m estimate and was also ahead of the consensus. Underlying opex was lower than expected.

The results support the broker's optimism that the company is on track to achieve its EML 2.0 strategy. With a stronger pipeline, disciplined expansion, and tech consolidation, the broker expects earnings leverage to improve into FY26–27.

The company retained medium-term guidance for $95m EBITDA in FY28. 

FY27-28 revenue forecasts lifted by 1% and the EBITDA forecast for FY26 lifted by 3% and by 2% for FY27.

Buy. Target unchanged at $1.80.

FORECAST
Canaccord Genuity forecasts a full year FY26 dividend of 0.00 cents and EPS of 6.20 cents.
Canaccord Genuity forecasts a full year FY27 dividend of 0.00 cents and EPS of 8.40 cents.
Access Extra Coverage Research History >

EML STOCK CHART

FNArena News on EML

1
Australian Broker Call *Extra* Edition – Oct 01, 2025

Oct 01 2025 - Daily Market Reports
2
Australian Broker Call *Extra* Edition – Sep 08, 2025

Sep 08 2025 - Daily Market Reports
3
Australian Broker Call *Extra* Edition – Sep 04, 2025

Sep 04 2025 - Daily Market Reports
4
Australian Broker Call *Extra* Edition – Sep 02, 2025

Sep 02 2025 - Daily Market Reports
5
Rudi’s View: Early August Signals & Observations

Aug 20 2025 - Rudi's View

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