EML PAYMENTS LIMITED (EML)
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EML

EML - EML PAYMENTS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 3.19
Index: ALL-ORDS | ALL-TECH

EML Payments is a global provider of payment solutions, including gift card programs, pre-paid debit cards and salary packaging products. Listing in 2006 as Adept Solutions, it adopted the current name in 2016.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.62

04 Mar
2026

0.015

OPEN

$0.62

2.48%

HIGH

$0.65

8,632,498

LOW

$0.60

OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS

- No Record -

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx-14.5
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx228.5 M
Book Value Per Share xxxxxxxxxxxxxxx38.3
Net Operating Cash Flow xxxxxxxxxxxxxxx104.1 M
Net Profit Margin xxxxxxxxxxxxxxx-23.17 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx-34.67 %
Return on Invested Capital xxxxxxxxxxxxxxx-31.21 %
Return on Assets xxxxxxxxxxxxxxx-2.05 %
Return on Equity xxxxxxxxxxxxxxx-34.67 %
Return on Total Capital xxxxxxxxxxxxxxx0.75 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx103.7 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx23 M
Long Term Debt xxxxxxxxxxxxxxx31 M
Total Debt xxxxxxxxxxxxxxx54 M
Goodwill - Gross xxxxxxxxxxxxxxx315 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx59 M
Price To Book Value xxxxxxxxxxxxxxx3.04

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx12.8 M
Capex % of Sales xxxxxxxxxxxxxxx5.59 %
Cost of Goods Sold xxxxxxxxxxxxxxx70 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx156 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx514 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

0
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Canaccord Genuity

05/03/2026

1

Buy

$1.75

182.26%

FY26 is a reset year for EML Payments, Canaccord Genuity notes, in line with a strategy to reboot the company through building up its pipeline with a revitalised commercial sales engine, investing in an improved, simplified technology platform and right-sizing the business through targeted cost efficiencies.

In that context, the company reported a soft 1H26 result, the broker suggests, with revenue down -6% year on year and below market expectations, driven by a -12% decrease in interest revenue and -4% lower customer revenue.

Cost efficiencies partially offset the underlying earnings impact. Canaccord still believes the company is set up for a return to growth in FY27. Target falls to $1.75 from $1.80, Buy retained.

FORECAST
Canaccord Genuity forecasts a full year FY26 dividend of 0.00 cents and EPS of 4.50 cents.
Canaccord Genuity forecasts a full year FY27 dividend of 0.00 cents and EPS of 8.00 cents.
Access Extra Coverage Research History >

EML STOCK CHART

FNArena News on EML

1
Australian Broker Call *Extra* Edition – Mar 05, 2026

1:29 PM - Daily Market Reports
2
Australian Broker Call *Extra* Edition – Oct 01, 2025

Oct 01 2025 - Daily Market Reports
3
Australian Broker Call *Extra* Edition – Sep 08, 2025

Sep 08 2025 - Daily Market Reports
4
Australian Broker Call *Extra* Edition – Sep 04, 2025

Sep 04 2025 - Daily Market Reports
5
Australian Broker Call *Extra* Edition – Sep 02, 2025

Sep 02 2025 - Daily Market Reports

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