BEFOREPAY GROUP LIMITED (B4P)
Share Price Analysis and Chart

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B4P

B4P - BEFOREPAY GROUP LIMITED

FNArena Sector : Diversified Financials
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 2.68
Index:

0

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.615

15 Sep
2026

-0.135

OPEN

$1.75

-7.71%

HIGH

$1.76

150,342

LOW

$1.62

OTHER COMPANIES IN THE SAME SECTOR
BFG . CCL . CCR . CNI . CPU . CVC . EQT . EZL . FID . HMY . LFG . OBL . OFX . PGL . SGH . SOL .
FNARENA'S MARKET CONSENSUS FORECASTS

- No Record -

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202120222023202420252026
EPS Basic xxxxxxxxxxxxxxx16.7
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx50.6 M
Book Value Per Share xxxxxxxxxxxxxxx98.3
Net Operating Cash Flow xxxxxxxxxxxxxxx-7.9 M
Net Profit Margin xxxxxxxxxxxxxxx16.27 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202120222023202420252026
Return on Capital Employed xxxxxxxxxxxxxxx18.65 %
Return on Invested Capital xxxxxxxxxxxxxxx13.69 %
Return on Assets xxxxxxxxxxxxxxx9.91 %
Return on Equity xxxxxxxxxxxxxxx18.65 %
Return on Total Capital xxxxxxxxxxxxxxx14.43 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-8.0 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202120222023202420252026
Short-Term Debt xxxxxxxxxxxxxxx36 M
Long Term Debt xxxxxxxxxxxxxxx0 M
Total Debt xxxxxxxxxxxxxxx37 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx7 M
Price To Book Value xxxxxxxxxxxxxxx1.29

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202120222023202420252026
Capex xxxxxxxxxxxxxxx3.7 M
Capex % of Sales xxxxxxxxxxxxxxx7.37 %
Cost of Goods Sold xxxxxxxxxxxxxxx16 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx23 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

0
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

01/09/2026

1

Buy

$2.90

79.57%

Shaw and Partners maintains a Buy rating for Beforepay Group with a $2.90 target price following an FY26 result featuring an underlying NPAT of $8.2m.

A new credit model for the Pay Advance business facilitates increased average loan sizes while maintaining positive lifetime value. The personal loan division originated $16.9m during the period, recording a net credit loss rate of just 3.3%.

The analyst views the current valuation as an unusual discount to the broader small-cap financial sector, with the stock trading on an FY27 price-to-earnings multiple of 4.5x compared to the 7.6x industry average.

Earnings projections incorporate a 10% increase in average Pay Advance loan sizes for FY27 alongside a 20-basis-point upward adjustment to credit loss rates.

FORECAST
Shaw and Partners forecasts a full year FY26 dividend of 0.00 cents and EPS of 15.10 cents.
Shaw and Partners forecasts a full year FY27 dividend of 0.00 cents and EPS of 39.70 cents.
Access Extra Coverage Research History >

B4P STOCK CHART

FNArena News on B4P

1
Australian Broker Call *Extra* Edition – Sep 01, 2026

Sep 01 2026 - Daily Market Reports
2
Australian Broker Call *Extra* Edition – Aug 04, 2026

Aug 04 2026 - Daily Market Reports
3
Australian Broker Call *Extra* Edition – Apr 30, 2026

Apr 30 2026 - Daily Market Reports
4
FNArena Corporate Results Monitor – 27-02-2026

Feb 27 2026 - Australia
5
Rudi’s View: Pre-February Top Picks & Favourites

Jan 15 2026 - Rudi's View

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