INSIGNIA FINANCIAL LIMITED (IFL)
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IFL

IFL - INSIGNIA FINANCIAL LIMITED

FNArena Sector : Wealth Management & Investments
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 3.05
Index: ASX200 | ASX300 | ALL-ORDS

Insignia Financial, formerly IOOF Holdings, is an Australian finance company providing investment management, superannuation and trustee services. Founded in 1846 as a friendly society, it demutualised in 2002 and listed on the ASX in 2003.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$4.51

28 Oct
2025

0.000

OPEN

$4.52

0.000

HIGH

$4.52

3,822,126

LOW

$4.50

TARGET
$4.80 6.4% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
AEF . AMP . ASX . BVS . CGF . CVW . DJW . ENN . GDG . GQG . HMC . HUB . IFT . IRE . KAM . KSL . MAF . MFG . MQG . NGI . NWL . PAC . PNI . PPS . PPT . QAL . RPL . RZI . WHF .
FNARENA'S MARKET CONSENSUS FORECASTS
IFL: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 2.4 38.0 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx N/A 100.0% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 11.9 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 08/03 - ex-div 9.3c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx2.4
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx1,629.0 M
Book Value Per Share xxxxxxxxxxxxxxx309.4
Net Operating Cash Flow xxxxxxxxxxxxxxx64.9 M
Net Profit Margin xxxxxxxxxxxxxxx0.99 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx0.78 %
Return on Invested Capital xxxxxxxxxxxxxxx0.53 %
Return on Assets xxxxxxxxxxxxxxx0.41 %
Return on Equity xxxxxxxxxxxxxxx0.78 %
Return on Total Capital xxxxxxxxxxxxxxx8.00 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx56.9 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx31 M
Long Term Debt xxxxxxxxxxxxxxx1,067 M
Total Debt xxxxxxxxxxxxxxx1,098 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx476 M
Price To Book Value xxxxxxxxxxxxxxx1.17

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx8.0 M
Capex % of Sales xxxxxxxxxxxxxxx0.49 %
Cost of Goods Sold xxxxxxxxxxxxxxx389 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx995 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx183 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
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Sentiment Indicator

0.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Citi

xx/xx/xxxx

-1

xx xxxxxx

xx.xx%

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Ord Minnett

xx/xx/xxxx

3

xxxx

$xx.xx

xx.xx%

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Morgan Stanley

22/08/2025

3

Equal-weight

$4.80

6.43%

Insignia Financial’s FY25 underlying profit beat Morgan Stanley and consensus by 3-4% on stronger revenues and revenue margins.

Group earnings (EBITDA) of $453m were 3% ahead of the broker's forecasts, led by Asset Management at $118m versus $110m expected and Advice at $47m versus $43m. Platform earnings were $401m, only slightly above the expected $397m.

No final dividend was declared under the scheme (Brookfield’s proposed acquisition), with a special dividend possible if the scheme is not effective by July 2026. Management doesn't expect material franking credits until FY27.

FY26 revenue margin guidance of 40.5-41.5bps is broadly consistent with the broker's forecasts but below FY25’s 43.5bps. Costs are expected at around -$965m, above consensus of -$935m, creating a modest headwind.

Equal-weight rating. Target $4.80. Industry View: In-Line.

FORECAST
Morgan Stanley forecasts a full year FY26 dividend of 0.00 cents and EPS of 38.00 cents.
Morgan Stanley forecasts a full year FY27 EPS of 41.00 cents.

UBS

xx/xx/xxxx

-1

xx xxxxxx

xx.xx%

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EXTRA COVERAGE
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No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
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IFL STOCK CHART

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