HELIA GROUP LIMITED (HLI)
Share Price Analysis and Chart

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HLI

HLI - HELIA GROUP LIMITED

FNArena Sector : Insurance
Year End: December
GICS Industry Group : Diversified Financials
Debt/EBITDA: N/A
Index: ASX200 | ASX300 | ALL-ORDS

This is the company formerly known as Genworth Mortgage Insurance Australia. It changed its name to Helia Group in May 2023.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$5.92

07 Mar
2025

-0.060

OPEN

$6.00

-1.00%

HIGH

$6.00

1,188,287

LOW

$5.90

TARGET
$4.20 -29.1% downside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
AUB . CVW . FCL . GDG . IAG . MPL . NHF . NOL . QBE . SDF . SUN . TWR .
FNARENA'S MARKET CONSENSUS FORECASTS
HLI: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 80.2 56.6 xxx
DPS (cps) xxx 84.0 72.0 xxx
EPS Growth xxx - 5.7% - 29.4% xxx
DPS Growth xxx 42.4% - 14.3% xxx
PE Ratio xxx N/A 10.5 xxx
Dividend Yield xxx N/A 12.2% xxx
Div Pay Ratio(%) xxx 104.8% 127.2% xxx

Dividend yield today if purchased 3 years ago: 28.09%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 14.19

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 04/09 - ex-div 15c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx80.2
DPS All xxxxxxxxxxxxxxx84.0
Sales/Revenue xxxxxxxxxxxxxxx501.2 M
Book Value Per Share xxxxxxxxxxxxxxx396.5
Net Operating Cash Flow xxxxxxxxxxxxxxx134.4 M
Net Profit Margin xxxxxxxxxxxxxxx46.20 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx20.84 %
Return on Invested Capital xxxxxxxxxxxxxxx17.73 %
Return on Assets xxxxxxxxxxxxxxx7.55 %
Return on Equity xxxxxxxxxxxxxxx20.84 %
Return on Total Capital xxxxxxxxxxxxxxx26.91 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-43.8 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx2 M
Long Term Debt xxxxxxxxxxxxxxx195 M
Total Debt xxxxxxxxxxxxxxx197 M
Goodwill - Gross xxxxxxxxxxxxxxx9 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx112 M
Price To Book Value xxxxxxxxxxxxxxx1.13

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx0.1 M
Capex % of Sales xxxxxxxxxxxxxxx0.02 %
Cost of Goods Sold xxxxxxxxxxxxxxx-
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx76 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,721 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

26/02/2025

3

Neutral

$4.20

-29.05%

Helia Group's 1H underlying profit of $114m exceeded Macquarie's expectations, supported by continued low claims and stronger investment returns. The broker anticipates claims will remain low in the near-term.

Gross written premium (GWP) grew 24% year-on-year, driven by market share gains and stabilising high loan-to-value (LVR) lending, though total industry premiums remain flat, notes the analyst. 

Management announced a special dividend of 53c per share, fully franked, and expanded its buyback program to $200m from $100m.

Macquarie raises the target price to $4.20 from $3.80 and retains a Neutral rating, citing strong capital generation but a full valuation. It's felt capital returns will continue in the form of both buybacks and special dividends.

FORECAST
Macquarie forecasts a full year FY25 dividend of 72.00 cents and EPS of 56.60 cents.
Macquarie forecasts a full year FY26 dividend of 72.00 cents and EPS of 47.80 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Goldman Sachs

04/03/2025

3

Neutral

$4.99

-15.71%

Goldman Sachs notes Helia Group's 2024 underlying net profit after tax declined -11% year-on-year but was still in line with the analyst's estimates and above consensus expectations by 7%.

The claims ratio saw a higher-than-expected 9.6% release, with new delinquencies continuing to normalise.

The analyst revises underlying EPS forecasts up by 1.5% in FY25 and down by -11.1% in FY26.

The broker remains Neutral rated due to challenges in new business growth and uncertainty around CommBank's ((CBA)) request for proposal.

Target price rises to $4.99 from $4.52.

FORECAST
Goldman Sachs forecasts a full year FY25 dividend of 51.00 cents and EPS of 59.00 cents.
Goldman Sachs forecasts a full year FY26 dividend of 49.00 cents and EPS of 65.00 cents.
Access Extra Coverage Research History >

HLI STOCK CHART

FNArena News on HLI

1
Australian Broker Call *Extra* Edition – Mar 04, 2025

Mar 04 2025 - Daily Market Reports
2
FNArena Corporate Results Monitor – 26-02-2025

Feb 26 2025 - Australia
3
Australian Broker Call *Extra* Edition – Feb 17, 2025

Feb 17 2025 - Daily Market Reports
4
Weekly Ratings, Targets, Forecast Changes – 23-08-24

Aug 26 2024 - Weekly Reports
5
Australian Broker Call *Extra* Edition – Aug 14, 2024

Aug 14 2024 - Daily Market Reports

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