HELIA GROUP LIMITED (HLI)
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HLI

HLI - HELIA GROUP LIMITED

FNArena Sector : Insurance
Year End: December
GICS Industry Group : Diversified Financials
Debt/EBITDA: N/A
Index: ASX200 | ASX300 | ALL-ORDS

This is the company formerly known as Genworth Mortgage Insurance Australia. It changed its name to Helia Group in May 2023.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$4.87

20 Feb
2025

-0.090

OPEN

$4.93

-1.81%

HIGH

$4.97

613,069

LOW

$4.84

TARGET
$3.80 -22.0% downside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
AUB . CVW . FCL . GDG . IAG . MPL . NHF . NOL . QBE . SDF . SUN . TWR .
FNARENA'S MARKET CONSENSUS FORECASTS
HLI: 1
Title FY22
Actual		 FY23
Actual		 FY24
Forecast		 FY25
Forecast
EPS (cps) xxx 85.0 72.2 xxx
DPS (cps) xxx 59.0 30.0 xxx
EPS Growth xxx 73.9% - 15.0% xxx
DPS Growth xxx 11.3% - 49.2% xxx
PE Ratio xxx N/A 6.7 xxx
Dividend Yield xxx N/A 6.2% xxx
Div Pay Ratio(%) xxx 69.4% 41.6% xxx

Dividend yield today if purchased 3 years ago: 20.42%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 12.27

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 04/09 - ex-div 15c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 201820192020202120222023
EPS Basic xxxxxxxxxxxxxxx85.0
DPS All xxxxxxxxxxxxxxx59.0
Sales/Revenue xxxxxxxxxxxxxxx538.3 M
Book Value Per Share xxxxxxxxxxxxxxx379.4
Net Operating Cash Flow xxxxxxxxxxxxxxx-18.0 M
Net Profit Margin xxxxxxxxxxxxxxx51.10 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201820192020202120222023
Return on Capital Employed xxxxxxxxxxxxxxx21.47 %
Return on Invested Capital xxxxxxxxxxxxxxx18.67 %
Return on Assets xxxxxxxxxxxxxxx8.18 %
Return on Equity xxxxxxxxxxxxxxx21.47 %
Return on Total Capital xxxxxxxxxxxxxxx28.53 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-205.0 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201820192020202120222023
Short-Term Debt xxxxxxxxxxxxxxx1 M
Long Term Debt xxxxxxxxxxxxxxx196 M
Total Debt xxxxxxxxxxxxxxx197 M
Goodwill - Gross xxxxxxxxxxxxxxx9 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx57 M
Price To Book Value xxxxxxxxxxxxxxx1.15

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201820192020202120222023
Capex xxxxxxxxxxxxxxx0.2 M
Capex % of Sales xxxxxxxxxxxxxxx0.05 %
Cost of Goods Sold xxxxxxxxxxxxxxx-
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx90 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,908 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

01/11/2024

3

Neutral

$3.80

-21.97%

Lenders mortgage insurance provider Helia Group beat Macquarie's underlying insurance forecast as total incurred claims
continue to go backwards, falling by -$15m in Q3 compared to -$10m in Q2.

Despite this positive outcome, the broker still believes underlying consumer conditions continue to slowly deteriorate as rates remain elevated.

The company's prescribed capital amount (PCA) coverage ratio is well above the target range providing scope for capital management, highlights the broker.

The Neutral rating and $3.80 target are maintained.

FORECAST
Macquarie forecasts a full year FY24 dividend of 30.00 cents and EPS of 72.20 cents.
Macquarie forecasts a full year FY25 dividend of 30.00 cents and EPS of 46.20 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Goldman Sachs

17/02/2025

3

Neutral

$4.52

-7.19%

Ahead of the 2024 results on February 25, Goldman Sachs forecasts underlying cash earnings to be down -11%. The broker expects Helia Group to deliver insurance revenues of $375m, at the lower end of its guidance range.

Management indicated in its third quarter update that volumes continue to be affected by the low level of new housing loans written above an 80% Loan-to-Valuation (LVR) amid a high level of lender self-insurance.

The broker looks forward to an update on how the trends have developed over the fourth quarter. Neutral. Target rises to $4.52 from $4.29.

FORECAST
Goldman Sachs forecasts a full year FY24 dividend of 55.00 cents and EPS of 78.00 cents.
Goldman Sachs forecasts a full year FY25 dividend of 46.00 cents and EPS of 61.00 cents.
Access Extra Coverage Research History >

HLI STOCK CHART

FNArena News on HLI

1
Australian Broker Call *Extra* Edition – Feb 17, 2025

Feb 17 2025 - Daily Market Reports
2
Weekly Ratings, Targets, Forecast Changes – 23-08-24

Aug 26 2024 - Weekly Reports
3
Australian Broker Call *Extra* Edition – Aug 14, 2024

Aug 14 2024 - Daily Market Reports
4
Australian Broker Call *Extra* Edition – Jun 24, 2024

Jun 24 2024 - Daily Market Reports
5
Weekly Ratings, Targets, Forecast Changes – 21-06-24

Jun 24 2024 - Weekly Reports

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