CREDIT CORP GROUP LIMITED (CCP)
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08/05/2026

1

Buy

$19.15

60.39%

Credit Corp has upgraded FY26 consumer lending guidance to $420-430m while the lower end of the FY26 ledger investment guidance was raised slightly.

Morgans observes both PDL businesses showed stronger momentum than the first half trajectory implied, with US collections up 27% and Australasian collections up 34%.

Sustained momentum alongside conversion of the US scale-up is key to a re-rating in the broker's opinion and a Buy rating is maintained. Target is reduced to $19.15 from $19.35.

FORECAST
Morgans forecasts a full year FY26 dividend of 75.00 cents and EPS of 148.00 cents.
Morgans forecasts a full year FY27 dividend of 88.00 cents and EPS of 173.00 cents.

11/05/2026

1

Buy

$19.70

64.99%

Canaccord Genuity maintains a Buy rating for Credit Corp with an unchanged $19.70 target price following a trading update reaffirming strong operational momentum.

Management tightened several guidance metrics upward, reflecting improving US debt buying returns and a record-breaking Australian lending book expected to close near $500m.

Due diligence on the proposed Humm Group ((HUM)) acquisition is nearing completion, offering strategic value through consumer point-of-sale distribution to complement the existing direct lending business.

Third-quarter collections grew 27% in the US and 34% in Australia and New Zealand, demonstrating robust recovery profiles and emerging operating leverage.

The broker notes the current valuation appears undemanding relative to historical averages given the multi-year earnings growth trajectory and attractive dividend yield.