HUMM GROUP LIMITED (HUM)
Share Price Analysis and Chart

Enter the company code or Name for stock analysis:

HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 20.65
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.705

01 Nov
2024

-0.005

OPEN

$0.69

-0.70%

HIGH

$0.70

623,009

LOW

$0.69

TARGET
$0.50 -29.1% downside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . CRD . EML . EPY . FSA . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SQ2 . SVR . TYR . WZR . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY22
Actual		 FY23
Actual		 FY24
Forecast		 FY25
Forecast
EPS (cps) xxx - 0.3 4.4 xxx
DPS (cps) xxx 2.0 2.0 xxx
EPS Growth xxx N/A N/A xxx
DPS Growth xxx - 35.5% 0.0% xxx
PE Ratio xxx N/A 16.0 xxx
Dividend Yield xxx N/A 2.8% xxx
Div Pay Ratio(%) xxx N/A 45.5% xxx

Dividend yield today if purchased 3 years ago: 2.33%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 2.84

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 27/08 - ex-div 1.25c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2024 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx0.4
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx619.3 M
Book Value Per Share xxxxxxxxxxxxxxx112.1
Net Operating Cash Flow xxxxxxxxxxxxxxx-682.5 M
Net Profit Margin xxxxxxxxxxxxxxx1.15 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx0.35 %
Return on Invested Capital xxxxxxxxxxxxxxx0.19 %
Return on Assets xxxxxxxxxxxxxxx0.14 %
Return on Equity xxxxxxxxxxxxxxx1.29 %
Return on Total Capital xxxxxxxxxxxxxxx5.93 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-710.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx1,203 M
Long Term Debt xxxxxxxxxxxxxxx3,569 M
Total Debt xxxxxxxxxxxxxxx4,772 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx281 M
Price To Book Value xxxxxxxxxxxxxxx0.36

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx15.0 M
Capex % of Sales xxxxxxxxxxxxxxx2.42 %
Cost of Goods Sold xxxxxxxxxxxxxxx50 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx275 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,564 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

05/06/2024

3

Hold

$0.50

-29.08%

Ord Minnett points to a challenging operating environment, with increased competition and higher funding costs impacting margins for Humm Group.

The broker is forecasting 10% net profit growth in the four years to FY28, compared to the 38% average growth between FY21 and FY23, due to higher higher costs with net profit margins to average 18% versus the 23% average over the same time periods.

Humm Group's consumer business is under increased competition from nonbank lenders such as Plenti and Brighte, the broker highlights, with earnings improvements coming from lower interest rates.

Ord Minnett does envisage operating costs/net revenue ratio improving to between mid-high 40% by FY28.

Ord Minnett retains a Hold rating and $0.50 target.

FORECAST
Ord Minnett forecasts a full year FY24 dividend of 2.00 cents and EPS of 4.40 cents.
Ord Minnett forecasts a full year FY25 dividend of 2.00 cents and EPS of 4.30 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

HUM STOCK CHART

FNArena News on HUM

1
Rudi’s View: Week 3 – Not As Good, But Not Bad

Feb 28 2024 - Rudi's View
2
FNArena Corporate Results Monitor – 26-02-2024

Feb 26 2024 - Australia
3
FNArena Corporate Results Monitor – 29-08-2023

Aug 29 2023 - Australia
4
BNPL To Be Regulated In Australia

Jun 01 2023 - Australia
5
FNArena Corporate Results Monitor – 28-02-2023

Feb 28 2023 - Australia

Latest Business & Consumer Credit News

1
Are SmartPay & Tyro Private Equity Targets?

Oct 23 2024 - Small Caps
2
COG Financial Services Screens ‘Too Cheap’

Oct 18 2024 - Small Caps
3
Strong Growth Prospects For Judo Capital

Oct 11 2024 - Small Caps
4
Is Judo Capital Too Ambitious?

Aug 22 2024 - Small Caps
5
Zip Co, The Lazarus Of BNPL

Jul 05 2024 - Small Caps
6
Judo Answers The Critics

Jan 24 2024 - Small Caps
7
BNPL To Be Regulated In Australia

Jun 01 2023 - Australia
8
Tyro Payments Doubles Down On Savings

Oct 12 2022 - Small Caps
9
Block Still Paying For Afterpay Acquisition

Aug 11 2022 - Australia
10
Judo Capital Confident in Rates Leverage

Jul 06 2022 - Australia