HUMM GROUP LIMITED (HUM)
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HUM

HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 12.44
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.73

18 Dec
2025

0.000

OPEN

$0.73

0.000

HIGH

$0.74

15,046,892

LOW

$0.71

TARGET
$0.835 14.4% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 7.1 8.9 xxx
DPS (cps) xxx 2.0 2.2 xxx
EPS Growth xxx 100.0% 24.6% xxx
DPS Growth xxx 0.0% 10.0% xxx
PE Ratio xxx N/A 8.0 xxx
Dividend Yield xxx N/A 3.1% xxx
Div Pay Ratio(%) xxx 28.2% 24.9% xxx

Dividend yield today if purchased 3 years ago: 3.57%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 2.82

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 27/08 - ex-div 1.25c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx7.1
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx666.6 M
Book Value Per Share xxxxxxxxxxxxxxx107.8
Net Operating Cash Flow xxxxxxxxxxxxxxx179.0 M
Net Profit Margin xxxxxxxxxxxxxxx5.94 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx6.65 %
Return on Invested Capital xxxxxxxxxxxxxxx1.03 %
Return on Assets xxxxxxxxxxxxxxx0.74 %
Return on Equity xxxxxxxxxxxxxxx7.70 %
Return on Total Capital xxxxxxxxxxxxxxx6.83 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx138.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx1,576 M
Long Term Debt xxxxxxxxxxxxxxx3,104 M
Total Debt xxxxxxxxxxxxxxx4,681 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx323 M
Price To Book Value xxxxxxxxxxxxxxx0.52

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx21.3 M
Capex % of Sales xxxxxxxxxxxxxxx3.20 %
Cost of Goods Sold xxxxxxxxxxxxxxx53 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx256 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,430 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Shaw and Partners

06/11/2025

1

Buy, High Risk

$0.80

9.59%

The 31 October trading update by Humm Group prompts a reduction in earnings forecasts by Shaw and Partners of between -7-15% over the forecast period, mainly within the company's Australian personal loans division.

The broker leaves Flexicommercial forecasts unchanged and upgrades New Zealand operations.

It’s thought Humm Australian hybrid regulated loan launch increases compliance costs and slows origination growth, while Flexicommercial continues to gain market share and remains on track for profit growth.

The broker considers NZ Cards performance resilient, with further upside expected as funding costs decline. The TAG takeover proposal is seen as a potential near-term catalyst.

Buy, High Risk and 80c target maintained.

FORECAST
Shaw and Partners forecasts a full year FY26 dividend of 2.40 cents and EPS of 10.40 cents.
Shaw and Partners forecasts a full year FY27 dividend of 3.20 cents and EPS of 11.90 cents.
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EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

HUM STOCK CHART

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