HUMM GROUP LIMITED (HUM)
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HUM

HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 12.44
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.61

17 Nov
2025

0.010

OPEN

$0.60

1.67%

HIGH

$0.61

1,247,247

LOW

$0.60

TARGET
$0.805 32.0% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 7.1 10.9 xxx
DPS (cps) xxx 2.0 2.2 xxx
EPS Growth xxx 100.0% 53.5% xxx
DPS Growth xxx 0.0% 10.0% xxx
PE Ratio xxx N/A 5.5 xxx
Dividend Yield xxx N/A 3.7% xxx
Div Pay Ratio(%) xxx 28.2% 20.2% xxx

Dividend yield today if purchased 3 years ago: 3.39%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 3.33

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 27/08 - ex-div 1.25c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx7.1
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx666.6 M
Book Value Per Share xxxxxxxxxxxxxxx107.8
Net Operating Cash Flow xxxxxxxxxxxxxxx179.0 M
Net Profit Margin xxxxxxxxxxxxxxx5.94 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx6.65 %
Return on Invested Capital xxxxxxxxxxxxxxx1.03 %
Return on Assets xxxxxxxxxxxxxxx0.74 %
Return on Equity xxxxxxxxxxxxxxx7.70 %
Return on Total Capital xxxxxxxxxxxxxxx6.83 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx138.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx1,576 M
Long Term Debt xxxxxxxxxxxxxxx3,104 M
Total Debt xxxxxxxxxxxxxxx4,681 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx323 M
Price To Book Value xxxxxxxxxxxxxxx0.52

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx21.3 M
Capex % of Sales xxxxxxxxxxxxxxx3.20 %
Cost of Goods Sold xxxxxxxxxxxxxxx53 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx256 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,430 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Shaw and Partners

xx/xx/xxxx

1

xxx, xxxx xxxx

$xx.xx

xx.xx%

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Ord Minnett

12/09/2025

1

Buy

$0.81

32.79%

Humm Group’s FY25 result showed assets under management (AUM) up around 10% year-on-year, which Ord Minnett feels is strong given pressures in the SME and consumer sectors.

Volumes fell around -5% in H2 compared to H1, while the net interest margin slipped -10bps to 5.4%. More positively, further cost efficiencies reduced the cost-to-income ratio to 51% from 52.4% in the first half, highlight the analysts.

Credit losses were slightly above Ord Minnett's expectation at -1.7%, while commercial loans are seeing elevated losses as the book seasons, a trend expected to continue in 1H26 before easing.

No further update was provided on the non-binding indicative offer from The Abercrombie Group, with the board seeking a refined proposal by mid-September.

No change to Buy rating (the broker considers the stock inexpensive) or 81c target.

FORECAST
Ord Minnett forecasts a full year FY26 dividend of 2.00 cents and EPS of 11.40 cents.
Ord Minnett forecasts a full year FY27 dividend of 2.30 cents and EPS of 13.90 cents.
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EXTRA COVERAGE
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No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
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HUM STOCK CHART

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