HUMM GROUP LIMITED (HUM)
Share Price Analysis and Chart

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HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 15.11
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.66

20 Dec
2024

-0.020

OPEN

$0.68

-2.94%

HIGH

$0.68

224,534

LOW

$0.66

TARGET
$0.95 43.9% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FSA . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SQ2 . SVR . TYR . WZR . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 0.4 9.8 xxx
DPS (cps) xxx 2.0 2.5 xxx
EPS Growth xxx N/A 100.0% xxx
DPS Growth xxx 0.0% 25.0% xxx
PE Ratio xxx N/A 6.7 xxx
Dividend Yield xxx N/A 3.8% xxx
Div Pay Ratio(%) xxx 526.3% 25.5% xxx

Dividend yield today if purchased 3 years ago: 2.20%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 3.03

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 27/08 - ex-div 1.25c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2024 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx0.4
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx619.3 M
Book Value Per Share xxxxxxxxxxxxxxx112.1
Net Operating Cash Flow xxxxxxxxxxxxxxx-682.5 M
Net Profit Margin xxxxxxxxxxxxxxx1.15 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx0.35 %
Return on Invested Capital xxxxxxxxxxxxxxx0.19 %
Return on Assets xxxxxxxxxxxxxxx0.14 %
Return on Equity xxxxxxxxxxxxxxx1.29 %
Return on Total Capital xxxxxxxxxxxxxxx5.93 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx-710.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx1,203 M
Long Term Debt xxxxxxxxxxxxxxx3,569 M
Total Debt xxxxxxxxxxxxxxx4,772 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx281 M
Price To Book Value xxxxxxxxxxxxxxx0.36

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx15.0 M
Capex % of Sales xxxxxxxxxxxxxxx2.42 %
Cost of Goods Sold xxxxxxxxxxxxxxx50 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx275 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,564 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

xx/xx/xxxx

1

xxxxxxxx xxxxxxxx xxxx x xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Shaw and Partners

29/11/2024

1

Initiation of coverage with Buy

$1.00

51.52%

Shaw and Partners initiates coverage of Humm Group with a Buy rating and a $1 target price.

The broker considers the stock to be trading at an attractive valuation of 4x FY26 earnings, with potential for double-digit earnings growth from restructuring benefits in FY27.

Humm's Flexicommercial accounts for 65% of profit before tax and is the leading non-bank asset financier to SMEs in A&NZ, according to the broker.

An easing interest rate environment is expected to slightly improve the net interest margin. Australian consumer finance is anticipated to become profitable in FY25, with the international segment breaking even.

Buy rating maintained. Target $1.

FORECAST
Shaw and Partners forecasts a full year FY25 dividend of 2.70 cents and EPS of 12.70 cents.
Shaw and Partners forecasts a full year FY26 dividend of 3.80 cents and EPS of 16.20 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

HUM STOCK CHART

FNArena News on HUM

1
Rudi’s View: Week 3 – Not As Good, But Not Bad

Feb 28 2024 - Rudi's View
2
FNArena Corporate Results Monitor – 26-02-2024

Feb 26 2024 - Australia
3
FNArena Corporate Results Monitor – 29-08-2023

Aug 29 2023 - Australia
4
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Jun 01 2023 - Australia
5
FNArena Corporate Results Monitor – 28-02-2023

Feb 28 2023 - Australia

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