HUMM GROUP LIMITED (HUM)
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HUM

HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 12.44
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.66

12 Sep
2025

0.010

OPEN

$0.65

1.54%

HIGH

$0.66

1,468,031

LOW

$0.65

TARGET
$0.805 22.0% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 7.1 11.3 xxx
DPS (cps) xxx 2.0 2.3 xxx
EPS Growth xxx 100.0% 59.2% xxx
DPS Growth xxx 0.0% 15.0% xxx
PE Ratio xxx N/A 5.8 xxx
Dividend Yield xxx N/A 3.5% xxx
Div Pay Ratio(%) xxx 28.2% 20.4% xxx

Dividend yield today if purchased 3 years ago: 3.85%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 3.03

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 27/08 - ex-div 1.25c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx7.1
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx666.6 M
Book Value Per Share xxxxxxxxxxxxxxx107.8
Net Operating Cash Flow xxxxxxxxxxxxxxx179.0 M
Net Profit Margin xxxxxxxxxxxxxxx5.94 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx6.65 %
Return on Invested Capital xxxxxxxxxxxxxxx1.03 %
Return on Assets xxxxxxxxxxxxxxx0.74 %
Return on Equity xxxxxxxxxxxxxxx7.70 %
Return on Total Capital xxxxxxxxxxxxxxx6.83 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx138.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx1,576 M
Long Term Debt xxxxxxxxxxxxxxx3,104 M
Total Debt xxxxxxxxxxxxxxx4,681 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx323 M
Price To Book Value xxxxxxxxxxxxxxx0.52

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx21.3 M
Capex % of Sales xxxxxxxxxxxxxxx3.20 %
Cost of Goods Sold xxxxxxxxxxxxxxx53 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx256 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,430 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Shaw and Partners

29/08/2025

1

Buy, High Risk

$0.80

21.21%

Humm Group's FY25 cash operating pre-tax profit rose 41% y/y but fell short of Shaw and Partners' forecast. Performance flattened in 2H reflecting tougher trading conditions and the broker expects these headwinds to persist into 1H26.

The seasoning of the commercial loan book implies losses that could rise above 1% during FY26, before normalising back to around 1% in FY27, the broker reckons. 

Among divisions, Flexicommercial 2H cash profit pre-tax was broadly flat and net interest margin narrowed by -10bps. NZ achieved 4% y/y cash growth in 2H and the broker expects further growth in FY26, while international performance was strong.

The broker trimmed cash net profit forecasts by -20% across the forecast period.

Target cut to 80c from 90c. Buy, High Risk maintained.

FORECAST
Shaw and Partners forecasts a full year FY26 dividend of 2.60 cents and EPS of 11.20 cents.
Shaw and Partners forecasts a full year FY27 dividend of 3.20 cents and EPS of 14.00 cents.
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EXTRA COVERAGE
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No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

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