EML PAYMENTS LIMITED (EML)
Share Price Analysis and Chart

Enter the company code or Name for stock analysis:

EML

EML - EML PAYMENTS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 1.89
Index: ALL-ORDS | ALL-TECH

EML Payments is a global provider of payment solutions, including gift card programs, pre-paid debit cards and salary packaging products. Listing in 2006 as Adept Solutions, it adopted the current name in 2016.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.09

28 Aug
2025

-0.030

OPEN

$1.11

-2.68%

HIGH

$1.14

2,850,805

LOW

$1.06

OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS

- No Record -

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx-14.5
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx228.5 M
Book Value Per Share xxxxxxxxxxxxxxx38.3
Net Operating Cash Flow xxxxxxxxxxxxxxx104.1 M
Net Profit Margin xxxxxxxxxxxxxxx-23.17 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx-34.67 %
Return on Invested Capital xxxxxxxxxxxxxxx-31.21 %
Return on Assets xxxxxxxxxxxxxxx-2.05 %
Return on Equity xxxxxxxxxxxxxxx-34.67 %
Return on Total Capital xxxxxxxxxxxxxxx0.75 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx103.7 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx23 M
Long Term Debt xxxxxxxxxxxxxxx31 M
Total Debt xxxxxxxxxxxxxxx54 M
Goodwill - Gross xxxxxxxxxxxxxxx315 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx59 M
Price To Book Value xxxxxxxxxxxxxxx3.04

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx12.8 M
Capex % of Sales xxxxxxxxxxxxxxx5.59 %
Cost of Goods Sold xxxxxxxxxxxxxxx70 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx156 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx514 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

0
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

3

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Canaccord Genuity

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial

Petra Capital

19/05/2025

1

Initiation of coverage with Buy

$1.70

55.96%

Petra Capital has initiated coverage of EML Payments with a Buy rating and target price of $1.70.

The broker notes the company's performance in recent years was negatively affected by two acquisitions, but this is now rectified following the exit from both in 2024.

Commentary suggests the company, including its refreshed executive team, is now well-positioned to make decisions that could take it back to solid revenue growth phase.

The broker expects 33% EPS growth in FY26, and forecasts a 37.5% increase in FY27.

FORECAST
Petra Capital forecasts a full year FY25 dividend of 0.00 cents and EPS of 4.50 cents.
Petra Capital forecasts a full year FY26 dividend of 0.00 cents and EPS of 5.90 cents.

Wilsons

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
Login above or Get a Free Trial
Access Extra Coverage Research History >

EML STOCK CHART

FNArena News on EML

1
Rudi’s View: Early August Signals & Observations

Aug 20 2025 - Rudi's View
2
Australian Broker Call *Extra* Edition – Aug 12, 2025

Aug 12 2025 - Daily Market Reports
3
Australian Broker Call *Extra* Edition – May 19, 2025

May 19 2025 - Daily Market Reports
4
Australian Broker Call *Extra* Edition – Mar 05, 2025

Mar 05 2025 - Daily Market Reports
5
November In Review: Valuation Concern Trumped

Dec 04 2024 - Australia

Latest Business & Consumer Credit News

1
Findi Seeks To Conquer India’s Potential

Jun 12 2025 - Small Caps
2
Judo Capital Adds New Avenues For Growth

Jun 12 2025 - Small Caps
3
Judo Capital’s Q3 Disappointment Hurts

May 07 2025 - Small Caps
4
Zip Co Shares To Continue Uptrend

Nov 26 2024 - Technicals
5
Are SmartPay & Tyro Private Equity Targets?

Oct 23 2024 - Small Caps
6
COG Financial Services Screens ‘Too Cheap’

Oct 18 2024 - Small Caps
7
Strong Growth Prospects For Judo Capital

Oct 11 2024 - Small Caps
8
Is Judo Capital Too Ambitious?

Aug 22 2024 - Small Caps
9
Zip Co, The Lazarus Of BNPL

Jul 05 2024 - Small Caps
10
Judo Answers The Critics

Jan 24 2024 - Small Caps