HUMM GROUP LIMITED (HUM)
Share Price Analysis and Chart

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HUM

HUM - HUMM GROUP LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 12.44
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.74

11 Feb
2026

0.000

OPEN

$0.74

0.000

HIGH

$0.75

632,889

LOW

$0.73

TARGET
$0.86

+0.03 change from previous day

 16.2% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FND . FSA . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
HUM: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 7.1 8.7 xxx
DPS (cps) xxx 2.0 2.5 xxx
EPS Growth xxx 100.0% 22.5% xxx
DPS Growth xxx 0.0% 25.0% xxx
PE Ratio xxx N/A 8.4 xxx
Dividend Yield xxx N/A 3.4% xxx
Div Pay Ratio(%) xxx 28.2% 28.7% xxx

Dividend yield today if purchased 3 years ago: 3.39%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 2.74

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 03/09 - ex-div 0.75c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2026 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx7.1
DPS All xxxxxxxxxxxxxxx2.0
Sales/Revenue xxxxxxxxxxxxxxx666.6 M
Book Value Per Share xxxxxxxxxxxxxxx107.8
Net Operating Cash Flow xxxxxxxxxxxxxxx179.0 M
Net Profit Margin xxxxxxxxxxxxxxx5.94 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx6.65 %
Return on Invested Capital xxxxxxxxxxxxxxx1.03 %
Return on Assets xxxxxxxxxxxxxxx0.74 %
Return on Equity xxxxxxxxxxxxxxx7.70 %
Return on Total Capital xxxxxxxxxxxxxxx6.83 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx138.5 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx1,576 M
Long Term Debt xxxxxxxxxxxxxxx3,104 M
Total Debt xxxxxxxxxxxxxxx4,681 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx323 M
Price To Book Value xxxxxxxxxxxxxxx0.52

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx21.3 M
Capex % of Sales xxxxxxxxxxxxxxx3.20 %
Cost of Goods Sold xxxxxxxxxxxxxxx53 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx256 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx2,430 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

2
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Shaw and Partners

12/02/2026

1

Buy

$0.85

14.86%

Humm Group announced 1H26 net profit after tax down -49% to $13.9m, which met Shaw and Partners expectations.

Flexicommercial, which represents 65% of group cash profits, fell -30% on higher net credit losses and opex, while the NIM was flat at 3.4%.

NZ cards, at 25% of group cash profits, saw sound volume growth despite an adverse macro backdrop, while Ireland was very robust and offset losses in the UK and Canada. Ireland generated $6.9m in profit, up from $2.9m in the previous year.

The analyst upgrades FY27 and FY28 EPS estimates by 4-7% on changes to opex and credit loss estimates, while the FY26 EPS forecast is lowered by over -10% due to a negative litigation judgement of around -$20m.

The EGM meeting is on Feb 19 to consider Board changes.

Shaw and Partners has a Buy, High risk rating with a higher target of 85c from 80c.

FORECAST
Shaw and Partners forecasts a full year FY26 dividend of 2.70 cents and EPS of 9.10 cents.
Shaw and Partners forecasts a full year FY27 dividend of 3.20 cents and EPS of 11.90 cents.
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EXTRA COVERAGE
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No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
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HUM STOCK CHART

FNArena News on HUM

1
FNArena Corporate Results Monitor – 12-02-2026

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