TYRO PAYMENTS LIMITED (TYR)
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TYR

TYR - TYRO PAYMENTS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 0.4
Index: ASX300 | ALL-ORDS | ALL-TECH

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.745

17 Mar
2025

0.015

OPEN

$0.77

2.05%

HIGH

$0.77

1,195,677

LOW

$0.73

TARGET
$1.234 65.6% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FSA . HUM . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SVR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
TYR: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 4.9 3.2 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx 100.0% - 35.6% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 23.6 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx4.9
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx471.5 M
Book Value Per Share xxxxxxxxxxxxxxx39.6
Net Operating Cash Flow xxxxxxxxxxxxxxx48.8 M
Net Profit Margin xxxxxxxxxxxxxxx5.45 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx13.34 %
Return on Invested Capital xxxxxxxxxxxxxxx11.65 %
Return on Assets xxxxxxxxxxxxxxx5.83 %
Return on Equity xxxxxxxxxxxxxxx13.34 %
Return on Total Capital xxxxxxxxxxxxxxx14.44 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx47.8 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx5 M
Long Term Debt xxxxxxxxxxxxxxx27 M
Total Debt xxxxxxxxxxxxxxx32 M
Goodwill - Gross xxxxxxxxxxxxxxx14 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx102 M
Price To Book Value xxxxxxxxxxxxxxx2.51

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx13.3 M
Capex % of Sales xxxxxxxxxxxxxxx2.81 %
Cost of Goods Sold xxxxxxxxxxxxxxx298 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx137 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx107 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.4

No. Of Recommendations

5
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Macquarie

xx/xx/xxxx

3

xxxxxxxxx xx xxxxxxx xxxx xxxxxxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Shaw and Partners

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Morgans

28/02/2025

1

Add

$1.60

114.77%

Tyro Payments reported 1H25 EBITDA of $33m, up 21%, slightly ahead of consensus, with NPAT doubling to $11m, in line with expectations, Morgans notes.

The broker highlights continued EBITDA margin expansion to 29.5% from 26%, driven by improved operating efficiency and a higher net payment margin of 37.6bps.

Transaction volumes fell -0.1% to $21.9bn, impacted by a -10% decline in volumes through Bendigo and Adelaide Bank ((BEN)), though the core book saw slight growth.

Morgans lowers FY25 EPS by -8% on higher D&A charges but raises FY26 EPS by 1% on improved margins.

Target price lifts to $1.60 from $1.51. Add rating unchanged.

FORECAST
Morgans forecasts a full year FY25 dividend of 0.00 cents and EPS of 4.00 cents.
Morgans forecasts a full year FY26 dividend of 0.00 cents and EPS of 5.00 cents.

UBS

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Morgan Stanley

xx/xx/xxxx

5

xxxxxxxxx xx xxxxxxxxxxx xxxx xxxxx-xxxxxx

$xx.xx

xx.xx%

Broker commentary and detailed analysis is available for Full Members Only.
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Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

2

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Wilsons

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

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Canaccord Genuity

05/03/2025

1

Buy

$1.65

121.48%

Tyro Payments' 1H25 total transaction value was impacted by macro headwinds and Lightspeed churn but price adjustments and cost control ensured EBITDA beat consensus by 6%, Canaccord Genuity highlights.

The company maintained FY25 gross profit guidance which is in line with the broker's estimate and stated an ambition to grow it further by at least 10% in FY26. 

The broker notes the company sees the RBA's regulatory review into the payments sector as a potential opportunity given its limited exposure to surcharging and potential for market share gains.

The analyst raised FY25-27 EBITDA forecasts by 1-5%. Target price of $1.65 and Buy rating are unchanged.

FORECAST
Canaccord Genuity forecasts a full year FY25 dividend of 0.00 cents and EPS of 4.50 cents.
Canaccord Genuity forecasts a full year FY26 dividend of 0.00 cents and EPS of 5.70 cents.
Access Extra Coverage Research History >

TYR STOCK CHART

FNArena News on TYR

1
Weekly Ratings, Targets, Forecast Changes – 07-03-25

Mar 10 2025 - Weekly Reports
2
Australian Broker Call *Extra* Edition – Mar 05, 2025

Mar 05 2025 - Daily Market Reports
3
FNArena Corporate Results Monitor – 27-02-2025

Feb 27 2025 - Australia
4
Australian Broker Call *Extra* Edition – Feb 27, 2025

Feb 27 2025 - Daily Market Reports
5
Next Week At A Glance – 24-28 Feb 2025

Feb 21 2025 - Weekly Reports

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