EARLYPAY LIMITED (EPY)
Share Price Analysis and Chart

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EPY - EARLYPAY LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Commercial & Professional Services
Debt/EBITDA: 9.3
Index:

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.20

29 Nov
2024

-0.010

OPEN

$0.21

-4.76%

HIGH

$0.21

59,637

LOW

$0.20

TARGET
$0.29 45.0% upside
Franking for last dividend paid out: 100%
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . FSA . HUM . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SQ2 . SVR . TYR . WZR . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
EPY: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 0.9 3.0 xxx
DPS (cps) xxx 0.2 1.0 xxx
EPS Growth xxx N/A 100.0% xxx
DPS Growth xxx N/A 100.0% xxx
PE Ratio xxx N/A 6.7 xxx
Dividend Yield xxx N/A 5.0% xxx
Div Pay Ratio(%) xxx 17.4% 33.3% xxx

Dividend yield today if purchased 3 years ago: 0.34%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.75

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 15/09 - ex-div 1.8c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2024 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx0.9
DPS All xxxxxxxxxxxxxxx0.2
Sales/Revenue xxxxxxxxxxxxxxx54.3 M
Book Value Per Share xxxxxxxxxxxxxxx26.6
Net Operating Cash Flow xxxxxxxxxxxxxxx9.3 M
Net Profit Margin xxxxxxxxxxxxxxx4.51 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx3.35 %
Return on Invested Capital xxxxxxxxxxxxxxx1.33 %
Return on Assets xxxxxxxxxxxxxxx0.73 %
Return on Equity xxxxxxxxxxxxxxx3.35 %
Return on Total Capital xxxxxxxxxxxxxxx6.88 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx9.1 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx158 M
Long Term Debt xxxxxxxxxxxxxxx79 M
Total Debt xxxxxxxxxxxxxxx237 M
Goodwill - Gross xxxxxxxxxxxxxxx28 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx40 M
Price To Book Value xxxxxxxxxxxxxxx0.66

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx1.1 M
Capex % of Sales xxxxxxxxxxxxxxx2.02 %
Cost of Goods Sold xxxxxxxxxxxxxxx19 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx13 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx0 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Morgans

28/08/2024

1

Add

$0.29

45.00%

EarlyPay reported flat half on half profit in FY24. Extra focus was directed towards improving risk controls and the funding structure, Morgans notes. The company now has less funding complexity and higher capital efficiency.

Dividends have resumed and the broker expects a 40-50% payout would be sustainable. The buy-back is ongoing and acquisitions will also be carefully considered. Medium term, corporate appeal exists.

In Morgans' view, EarlyPay’s earnings quality has improved with a stronger balance sheet. Operational improvements are in place, the group now needs to execute on sustainable growth.

The broker has an Add rating but warns EarlyPay should be considered higher risk. Target rises to 29c from 28c.

FORECAST
Morgans forecasts a full year FY25 dividend of 1.00 cents and EPS of 3.00 cents.
Morgans forecasts a full year FY26 dividend of 1.00 cents and EPS of 3.00 cents.
Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

EPY STOCK CHART

FNArena News on EPY

1
FNArena Corporate Results Monitor – 28-08-2024

Aug 28 2024 - Australia
2
FNArena Corporate Results Monitor – 29-02-2024

Feb 29 2024 - Australia
3
FNArena Corporate Results Monitor – 30-08-2023

Aug 30 2023 - Australia
4
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Jun 01 2023 - Australia
5
FNArena Corporate Results Monitor – 03-03-2023

Mar 03 2023 - Australia

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