COG FINANCIAL SERVICES LIMITED (COG)
Share Price Analysis and Chart

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COG - COG FINANCIAL SERVICES LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 5.07
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.96

21 Nov
2024

0.020

OPEN

$0.95

2.13%

HIGH

$0.96

32,680

LOW

$0.94

TARGET
$1.543 60.8% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . EML . EPY . FSA . HUM . JDO . LFS . MME . PLT . PPM . QAL . SIV . SMP . SQ2 . SVR . TYR . WZR . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
COG: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 6.7 14.2 xxx
DPS (cps) xxx 8.4 8.9 xxx
EPS Growth xxx 56.6% 100.0% xxx
DPS Growth xxx 0.0% 6.0% xxx
PE Ratio xxx N/A 6.5 xxx
Dividend Yield xxx N/A 9.6% xxx
Div Pay Ratio(%) xxx 125.9% 62.7% xxx

Dividend yield today if purchased 3 years ago: 6.27%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 9.03

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 23/09 - ex-div 0.15c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2024 FactSet UK Limited. All rights reserved
Title 201920202021202220232024
EPS Basic xxxxxxxxxxxxxxx6.7
DPS All xxxxxxxxxxxxxxx8.4
Sales/Revenue xxxxxxxxxxxxxxx499.0 M
Book Value Per Share xxxxxxxxxxxxxxx77.8
Net Operating Cash Flow xxxxxxxxxxxxxxx46.4 M
Net Profit Margin xxxxxxxxxxxxxxx2.58 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201920202021202220232024
Return on Capital Employed xxxxxxxxxxxxxxx8.14 %
Return on Invested Capital xxxxxxxxxxxxxxx4.72 %
Return on Assets xxxxxxxxxxxxxxx2.01 %
Return on Equity xxxxxxxxxxxxxxx8.14 %
Return on Total Capital xxxxxxxxxxxxxxx10.47 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx24.6 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201920202021202220232024
Short-Term Debt xxxxxxxxxxxxxxx226 M
Long Term Debt xxxxxxxxxxxxxxx151 M
Total Debt xxxxxxxxxxxxxxx377 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx126 M
Price To Book Value xxxxxxxxxxxxxxx1.45

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201920202021202220232024
Capex xxxxxxxxxxxxxxx5.7 M
Capex % of Sales xxxxxxxxxxxxxxx1.14 %
Cost of Goods Sold xxxxxxxxxxxxxxx330 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx113 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx29 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

1.0

No. Of Recommendations

3
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Morgans

xx/xx/xxxx

1

xxxxxxxxxxx xxx

$xx.xx

xx.xx%

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Bell Potter

30/08/2024

1

Buy

$1.75

82.29%

FY24 results from COG Financial Services were in line with expectations and Bell Potter flags the successful track record of accretive acquisitions on undemanding valuations.

Management anticipates a strong acquisition opportunity in FY25, particularly within novated, and this is supported by $90.8m in unrestricted cash.

Going forward earnings are expected to grow above system, supported by volume-based incentives as deposit rates are being cut by banks. Buy rating maintained. Target is unchanged at $1.75.

FORECAST
Bell Potter forecasts a full year FY25 dividend of 8.90 cents and EPS of 14.20 cents.
Bell Potter forecasts a full year FY26 dividend of 10.10 cents and EPS of 16.00 cents.

Ord Minnett

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

COG STOCK CHART

FNArena News on COG

1
COG Financial Services Screens ‘Too Cheap’

Oct 18 2024 - Small Caps
2
FNArena Corporate Results Monitor – 29-08-2024

Aug 29 2024 - Australia
3
FNArena Corporate Results Monitor – 26-02-2024

Feb 26 2024 - Australia
4
FNArena Corporate Results Monitor – 28-08-2023

Aug 28 2023 - Australia
5
FNArena Corporate Results Monitor – 28-02-2023

Feb 28 2023 - Australia

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