COG FINANCIAL SERVICES LIMITED (COG)
Share Price Analysis and Chart

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COG

COG - COG FINANCIAL SERVICES LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Diversified Financials
Debt/EBITDA: 4.73
Index: ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$2.42

15 Oct
2025

0.080

OPEN

$2.38

3.42%

HIGH

$2.46

175,855

LOW

$2.37

TARGET
$2.413 -0.3% downside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . EML . EPY . FND . FSA . HUM . JDO . LFS . MME . PLT . PNC . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
COG: 1
Title FY24
Actual		 FY25
Actual		 FY26
Forecast		 FY27
Forecast
EPS (cps) xxx 9.4 14.5 xxx
DPS (cps) xxx 6.0 7.1 xxx
EPS Growth xxx 41.1% 54.1% xxx
DPS Growth xxx - 28.6% 18.3% xxx
PE Ratio xxx N/A 16.2 xxx
Dividend Yield xxx N/A 3.0% xxx
Div Pay Ratio(%) xxx 63.8% 49.0% xxx

Dividend yield today if purchased 3 years ago: 4.03%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 2.55

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages

Last ex-div: 23/09 - ex-div 0.15c (franking 100%)

HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 202020212022202320242025
EPS Basic xxxxxxxxxxxxxxx9.4
DPS All xxxxxxxxxxxxxxx6.0
Sales/Revenue xxxxxxxxxxxxxxx367.7 M
Book Value Per Share xxxxxxxxxxxxxxx75.3
Net Operating Cash Flow xxxxxxxxxxxxxxx49.3 M
Net Profit Margin xxxxxxxxxxxxxxx5.11 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 202020212022202320242025
Return on Capital Employed xxxxxxxxxxxxxxx12.36 %
Return on Invested Capital xxxxxxxxxxxxxxx6.30 %
Return on Assets xxxxxxxxxxxxxxx2.72 %
Return on Equity xxxxxxxxxxxxxxx12.36 %
Return on Total Capital xxxxxxxxxxxxxxx10.61 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx31.3 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 202020212022202320242025
Short-Term Debt xxxxxxxxxxxxxxx234 M
Long Term Debt xxxxxxxxxxxxxxx142 M
Total Debt xxxxxxxxxxxxxxx376 M
Goodwill - Gross xxxxxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxxxxx149 M
Price To Book Value xxxxxxxxxxxxxxx2.12

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 202020212022202320242025
Capex xxxxxxxxxxxxxxx5.8 M
Capex % of Sales xxxxxxxxxxxxxxx1.58 %
Cost of Goods Sold xxxxxxxxxxxxxxx185 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx121 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx8 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.5

No. Of Recommendations

3
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Bell Potter

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Ord Minnett

10/10/2025

3

Downgrade to Hold from Accumulate

$2.40

-0.83%

COG Financial Services has agreed to purchase for -$23.9m an incremental 12.1% stake in the novated leasing and salary packaging provider FleetNetwork, lifting ownership to 92.4%.

The purchase will be funded via a $20m equity raising at $2.00 per share and existing debt facilities.

Ord Minnett says the investment aligns with management's strategy to expand its exposure to salary packaging and novated leasing, with the deal expected to be around 6% earnings per share accretive in FY26.

The purchase price implies a trailing 6.1x earnings (EBITDA) multiple, viewed by the analyst as reasonable versus peers.

Ord Minnett lifts its target to $2.40 from $2.04. Given the recent share price rally, the broker's rating is downgraded rating to Hold from Accumulate.

FORECAST
Ord Minnett forecasts a full year FY26 dividend of 6.30 cents and EPS of 13.40 cents.
Ord Minnett forecasts a full year FY27 dividend of 6.80 cents and EPS of 15.20 cents.

Morgans

xx/xx/xxxx

2

xxxxxxxxxx

$xx.xx

xx.xx%

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Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

0

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY
Access Extra Coverage Research History >

COG STOCK CHART

FNArena News on COG

1
Weekly Ratings, Targets, Forecast Changes – 10-10-25

Oct 13 2025 - Weekly Reports
2
FNArena Corporate Results Monitor – 28-08-2025

Aug 28 2025 - Australia
3
FNArena Corporate Results Monitor – 27-02-2025

Feb 27 2025 - Australia
4
COG Financial Services Screens ‘Too Cheap’

Oct 18 2024 - Small Caps
5
FNArena Corporate Results Monitor – 29-08-2024

Aug 29 2024 - Australia

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