JUDO CAPITAL HOLDINGS LIMITED (JDO)
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JDO

JDO - JUDO CAPITAL HOLDINGS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Banks
Debt/EBITDA: N/A
Index: ASX200 | ASX300 | ALL-ORDS

LAST PRICE CHANGE +/- CHANGE % VOLUME

$1.39

16 May
2025

0.000

OPEN

$1.39

0.000

HIGH

$1.40

3,750,989

LOW

$1.38

TARGET
$1.917 37.9% upside
OTHER COMPANIES IN THE SAME SECTOR
BTN . CCP . CGR . COG . EML . EPY . FSA . HUM . LFS . MME . PLT . PPM . QAL . SIV . SMP . SVR . TYR . WZR . XYZ . ZIP .
FNARENA'S MARKET CONSENSUS FORECASTS
JDO: 1
Title FY23
Actual		 FY24
Actual		 FY25
Forecast		 FY26
Forecast
EPS (cps) xxx 6.3 7.7 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx - 5.0% 21.7% xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A 18.1 xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2025 FactSet UK Limited. All rights reserved
Title 20202021202220232024
EPS Basic xxxxxxxxxxxx6.3
DPS All xxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxx921.0 M
Book Value Per Share xxxxxxxxxxxx141.1
Net Operating Cash Flow xxxxxxxxxxxx197.8 M
Net Profit Margin xxxxxxxxxxxx7.59 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 20202021202220232024
Return on Capital Employed xxxxxxxxxxxx4.60 %
Return on Invested Capital xxxxxxxxxxxx2.19 %
Return on Assets xxxxxxxxxxxx0.55 %
Return on Equity xxxxxxxxxxxx4.60 %
Return on Total Capital xxxxxxxxxxxx1.96 %
Free Cash Flow ex dividends xxxxxxxxxxxx195.4 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 20202021202220232024
Short-Term Debt xxxxxxxxxxxx966 M
Long Term Debt xxxxxxxxxxxx2,182 M
Total Debt xxxxxxxxxxxx3,147 M
Goodwill - Gross xxxxxxxxxxxx-
Cash & Equivalents - Generic xxxxxxxxxxxx777 M
Price To Book Value xxxxxxxxxxxx0.89

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 20202021202220232024
Capex xxxxxxxxxxxx25.4 M
Capex % of Sales xxxxxxxxxxxx2.76 %
Cost of Goods Sold xxxxxxxxxxxx-
Selling, General & Admin. Exp & Other xxxxxxxxxxxx79 M
Research & Development xxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxx1,610 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.7

No. Of Recommendations

6
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Citi

xx/xx/xxxx

3

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$xx.xx

xx.xx%

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UBS

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Morgan Stanley

xx/xx/xxxx

1

xxxxxxxxxx

$xx.xx

xx.xx%

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Ord Minnett

02/05/2025

1

Buy

$2.20

58.27%

Judo Capital has downgraded FY25 loan book guidance to $12.4-12.6bn from $12.7-13bn. Management cited market uncertainty, slower warehouse lending ramp-up, and a focus on returns over loan growth amid financial market volatility.

The bank reported a rise in impaired and overdue loans during the March quarter, observes the analyst, though FY25 earnings guidance of 15% growth in profit before tax was maintained.

FY26 guidance was reduced, with the broker noting the new 50% growth target is below prior market expectations.

The broker lowers its target price to $2.20 from $2.50 but retains a Buy rating, arguing a -17% share price sell-off is an overreaction to the FY26 guidance downgrade.

Morgans

xx/xx/xxxx

1

xxx

$xx.xx

xx.xx%

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Macquarie

xx/xx/xxxx

3

xxxxxxx

$xx.xx

xx.xx%

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Access Stockbroker Research History >
EXTRA COVERAGE
Display All Commentary

No. Of Recommendations

1

Please note: unlike Broker Call Report, BC Extra is not updated daily. The info you see might not be the latest. FNArena does its best to update ASAP.

BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Jarden

07/05/2025

1

Buy

$2.40

72.66%

Jarden notes Judo Capital's downgraded forecast for end-June gross loans by -3% to $12.4-12.6bn from $12.7-13bn. The bank is giving priority to protecting net interest margin and asset quality over volume.

Past-due loans at the end of 3Q25 rose 16bps to 2.46% vs the preceding quarter. The bank reiterated a 2H25 net interest margin of 2.9-3.0% and expects the cost-to-income ratio in FY25 to be lower than FY24.

The bank forecast 15% y/y growth in net profit in FY25 but the broker cut its forecast to 12% growth.

FY25/26/27 EPS forecasts trimmed by -5%/-14%/-11%, respectively, mainly on weaker loan growth and higher provisions.

Buy. Target cut to $2.40 from $2.60.

FORECAST
Jarden forecasts a full year FY25 dividend of 0.00 cents and EPS of 7.70 cents.
Jarden forecasts a full year FY26 dividend of 0.00 cents and EPS of 12.00 cents.
Access Extra Coverage Research History >

JDO STOCK CHART

FNArena News on JDO

1
Rudi’s View: Awaiting The Real World Ramifications (continued)

May 14 2025 - Rudi's View
2
Judo Capital’s Q3 Disappointment Hurts

May 07 2025 - Small Caps
3
Australian Broker Call *Extra* Edition – May 07, 2025

May 07 2025 - Daily Market Reports
4
Australian Banks: Global Sanctuary

May 01 2025 - Australia
5
Fintech’s Future In Australian Banking

Apr 07 2025 - Australia

Latest Business & Consumer Credit News

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